Credit Card Guide

New GE Money eco MasterCard

Mon, 11 Aug 2008 04:56 GMT

GE Money has launched Australia's first credit card with a dedicated program to purchase carbon offsets on the cardholders behalf. By spending just $600 per month, carbon offsets are purchased on behalf of cardholders via Origin's Carbon Reduction Scheme.

Australian's care about our environment and this is another way we can help to make a difference. We nearly all use our credit cards on a daily basis, so by switching credit cards to GE Money's eco MasterCard you can help even further. To find out more visit Credit Card Comparison .

Credit Card Comparison website committed to finding Consumers the best deals

Thu, 07 Aug 2008 20:25 GMT

This recently launched credit card comparison website has much to offer Australian consumers. In times of high interest rates and rising petrol costs, consumers need all the help they can get to help keep costs down.

Whether you’re looking for a new credit card of wanting to compare your existing card, this new credit card comparison website is just what you need. By choosing the right credit card for your situation you can literally save hundreds of dollars each year.

With much competition in the marketplace among credit card providers, you’re sure to find a great deal. If you currently have a substantial credit card debt you would be wise to look into one of the many great balance transfer offers.

Consumers can search this website and will find it easy to compare credit cards from the leading providers. Search by annual fee, interest rate, balance transfer and reward credit cards.

So what are you waiting for, visit Credit Cards Comparison today and find a better deal.

Compare Personal Loans

Thu, 31 Jul 2008 04:49 GMT

This new Australian website offers consumers a comprehensive guide to compare personal loans. Are you're looking for a personal loan to take a holiday, buy a new car or to get started on some home renovations? Maybe you have credit card debts with high interest rates - you could consolidate your existing high interest debts with a low interest personal loan.

Today people have more debt than ever before. With the rising use of credit cards and the cost of living many people rely on credit to cover expenses. There are many providers now offering personal loans for as little as $5,000 with very competitive interest rates.

Visit Personal Loan Comparison for more information on how you can save on interest charges by consolidating your existing debts with a personal loan. Visit http://www.personalloanscompare.com.au

New Citibank Silver Credit Card

Fri, 11 Jul 2008 17:25 GMT

Citibank has launched a new credit card... the Citibank Silver Credit Card.

It offers a competitive rate of just 2.9% for 12 months on balance transfers, up to 55 days interest-free on purchases. To view more details about the Citibank Silver Credit Card and to compare credit cards visit Credit Cards Comparison Australia or Credit Cards au.

New Balance Transfer Offer from Citibank Platinum Credit Card - A low 4.9% for the life of the balance

Fri, 04 Jul 2008 23:54 GMT

Citibank have launched a great new offer on balance transfers. The Citibank Platinum Credit Card now has a very low 4.9% balance transfer rate for the life of the balance.

Citibank's Platinum Credit Card Offer: "4.9% p.a. on the life of balance transfers - Transfer your outstanding balances from other credit or store cards and you'll enjoy a low 4.9% p.a. until you have paid off the entire balance."

With credit card debt rising every week this is the type of offer we need to look out for. By swapping your existing credit card balance from a high interest rate to this low rate of 4.9% you could potentially save hundred of dollars in interest payments.

Any offer this good, surely can't last so don't miss out. Apply Now and take advantage of this great new offer from Citibank.

St. George Vertigo MasterCard still a great deal

Tue, 24 Jun 2008 21:05 GMT

One of the most popular Credit Cards at the moment is the St. George Vertigo MasterCard. It's no wonder that the St.George Vertigo MasterCard was the Winner of Money Magazine’s Best of the Best Award for Cheapest Credit Card.

With credit card debt and petrol prises rising people are looking for ways to save. The St. George Vertigo MasterCard is a great place to start with it's great offers.

The St. George Vertigo MasterCard offers a low interest rate of just 11.89% and 0% on balance transfer for 6 months. It offer up to 55 days interest free on purchases and has a low annual fee of only $45.00.

With such great features, it really is a great deal. To find out more about the St.George Vertigo MasterCard visit Credit Card Comparison Australia or Compare Australian Credit Cards.

Consumers choose Credit Cards over Personal Loans for large purchases despite higher costs

Wed, 18 Jun 2008 22:32 GMT

In the past people would always use a Personal Loan to fund a large purchase. However, even with today's climbing credit card debt people are still choosing to pay for large items using their credit card. Personal Loans can be a much cheaper alternative and can save a considerable amount on interest payments.

Many younger people have grown up with credit cards and are unaware that personal loans can be a smarter choice. The ease with which a credit card purchase can be made is also one reason why personal loans are not being used. In a recent study by Citibank they found the following:

"One-third of Australians are still choosing to use their credit cards for large purchases, even though a staggering 55 per cent believe personal loans are a cheaper option."

The national survey of 1000 people revealed that given the option to pay for large purchases of $3000 or over, 38 per cent of respondents chose personal savings, 33 per cent selected credit cards and just 10 per cent opted for a personal bank loan, despite lower interest rates.

Citibank now offers a personal loan which you can apply for online and find out if your application has been successful within minutes or hours.

With the personal loan market changing and becoming easier for consumers to apply, it is certainly an option many more people should consider when making large purchases.

Find out more about Citibank Personal Loans.

CREDIT CARD DEBT IS BAD FOR YOUR HEALTH

Sun, 15 Jun 2008 21:40 GMT

We all know that too much debt is not a good thing but it can really make you sick. A recent poll of Americans by Associated Press has found that the stress of having large amounts of debt can make us more vulnerable to a range of chronic health problems such as ulcers, severe depression, even heart attacks.

Of the people who had reported experiencing high stress levels from debt, the poll found the following:

27 percent had ulcers or digestive tract problems, compared with 8 percent of those with low levels of debt stress.

44 percent had migraines or other headaches, compared with 15 percent.

29 percent suffered severe anxiety, compared with 4 percent.

23 percent had severe depression, compared with 4 percent.

6 percent reported heart attacks, double the rate for those with low debt stress.

More than half, 51 percent, had muscle tension, including pain in the lower back. That compared with 31 percent of those with low levels of debt stress.

With credit card debt on the increase in Australian and with no end in sight many people are already facing these stresses.

For ways to help reduce your credit card debt and to repay your debt faster visit Credit Card Comparison Australia or Credit Cards Comparison.

SHOP AROUND FOR LOW INTEREST CREDIT CARDS IN AUSTRALIA

Thu, 12 Jun 2008 20:15 GMT

With many people struggling with the cost of living now is the time to shop around for the best interest rate. To find out how much you could be saving use this handly credit card calculator. It is one thing to do which can make a huge difference. With many credit card providers competing for your business there are many great new offers.

Many people are reluctant to switch credit cards as they either don't have the time or they just don't realise how much they can save. Many credit card providers now offer online application and approval within 24 hours. There are many great credit card comparison sites now which make it easy to compare credit cards. So what are you waiting for.

REWARDS CREDIT CARDS - Are they worth the rewards?

Tue, 10 Jun 2008 22:56 GMT

Many rewards credit cards can sound appealing but some cards require you to spend a lot of money before you get any worthwhile rewards.

Many people find themselves spending extra on their credit cards just to achieve extra rewards. Often the interest rate on rewards credit cards can be much higher than other cards. Many also have a higher annual fee.

Be sure that the rewards you will receive will outweigh any extra interest charges and annual fees. If you use credit cards and pay your balance off in full every month then a good rewards credit cards would make sense. Before signing up be sure to find out how much you need to spend to get the rewards and whether they are actually worthwhile.

For more information visit Credit Cards Comparison Australia